The Searcy Denney team has compiled a list of resources for our clients and the South Florida community. Searcy Denney law is monitoring how the virus impacts your legal rights and the South Florida community.

Understanding The CARES Act

The Coronavirus Aid, Relief, and Economic Security Act (CARES) is the largest stimulus package in American history. While the legislation outlines specific relief options for businesses, education and hospitals, the two key points that likely have the largest impact on you are (1) the availability of forgivable loans to small businesses (2) the direct cash payment of $1,200 per adult and $500 per dependent child for most Americans.

Use the resources below to determine your eligibility and calculate your expected payment.

F.A.Q. on Stimulus Checks, Unemployment and the Coronavirus Plan

SUMMARY: The IRS is using 2019 income to determine your payment, 2018 income if you have not yet filed your 2019 tax return. Unemployed people and veterans are eligible for checks, but anyone who is claimed as a dependent on another’s tax returns is not eligible (which includes some college students).

Calculate how much you’ll get from the $1,200 (or more) coronavirus checks

SUMMARY: Answer questions and add your gross 2019 income to determine the amount of your stimulus check.

When Will You Get Your Stimulus Payment

SUMMARY: If the IRS has your direct deposit information you should receive your check in mid-April. There will be a separate form for Americans who cannot accept direct deposit.

Economic impact payments: What you need to know

SUMMARY: Check back at this webpage in the coming weeks to update your direct deposit information if it is not already supplied as part of filing your 2019 taxes.

As coronavirus spreads, undocumented immigrants are losing jobs with no financial safety net

SUMMARY: Undocumented workers won’t benefit from the stimulus package.

The stimulus check won’t be in the mail for Americans who owe child support

SUMMARY: If you owe child support you don’t qualify for a check, but if you owe back taxes or are late on your student loan payments, you do qualify.

Your Money: A Hub for Help During the Coronavirus Crisis

SUMMARY: You can pause federal student loans, secure unemployment insurance, file for paid leave.

If You Think You Might Be Sick

Cold symptoms don’t necessarily mean you’ve contracted COVID-19. It is still cold and flu season. Hospitals need to stay open for emergency cases and tests reserved for those with severe symptoms. If your symptoms wouldn’t warrant a trip to the hospital six months ago, it is recommended that you do not go to the emergency room.

Coronavirus Self-Checker

SUMMARY: The Centers for Disease Control and Prevention have developed a guide to help identify if your symptoms require urgent care.

COVID-19: Should I Get Tested?

SUMMARY: International travel and shortness of breath are the two main indicators for determining whether you should be tested.

What you need to know now about COVID-19 in Florida

SUMMARY: Review guidelines for washing your hands, identifying your symptoms and practicing social distancing.